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Account Manager - St.Cloud, MN

St. Cloud, Minnesota
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MCM Call Center Team: A World of Opportunity and Innovation

Step into a career where your contributions truly matter. As a member of our Call Center Team, you’ll be integral to our mission, providing essential support and guidance to our consumers.

Be at the forefront of helping people navigate their financial journeys, empowering them to make informed decisions. Our team thrives in a collaborative, vibrant, and fast-paced environment, offering all the support you need to succeed. Together, we’ll drive our consumers toward the financial freedom they seek.

  • Full Time
  • Level: Account Manager
  • No Weekends

Success Profile

Want to know what makes a great Call Center Team Member? Our top performers share these key traits that drive their success!

  • Drive for Results
  • Innovation and Agility
  • Leading and Enabling Change
  • Building Effective Partnerships
  • Developing Self and Others

Explore Your Career Path

As a member of our Call Center team, you have the opportunity to advance within Operations or explore a variety of career paths. Whether your interests lie in Call Center Operations or corporate roles, we’re committed to supporting your journey in finding your perfect career.

  • Grow within Call Center Operations
  • Corporate Roles
    Process Excellence Manager
    Operations Training Specialist
    Your Dream Career

Job Description

What do you desire in your career? Financial stability? Opportunity for career advancement? Helping others achieve their financial goals, all while feeling good about what you do?

Many people in their current chosen career feel as though they don’t have the power to define their own success. Our people do. Our culture at Midland Credit Management is one where people can and are encouraged to define their own success.

We are currently recruiting for Account Managers in our St. Cloud, MN office. An Account Manager is a professional communicator that helps consumers find solutions to their financial difficulties. You will be making outbound phone calls to individuals that have found themselves in a financial bind, and all of our Account Managers are committed to providing consumers with a positive experience. You do not need previous collections experience, but you do need to be able to communicate effectively and possess a high level of drive. Not only do we provide the opportunity to grow and develop we also surround you with a management team like no other; they want you to achieve your personal goals.

The position offers a competitive base pay along with an industry-leading commission plan. Your income potential is NOT limited—it is determined by your ambition to achieve more. We are driven to succeed and work effortlessly to get each of our employees to their maximum potential.

This is what our Account Managers in St. Cloud averaged in their gross annual earnings in 2021:

  • Under 3 years of tenure: $59,028, or $28.37 per hour
  • 3+ years of tenure: $75,345, or $36.22 per hour

Our average Account Manager’s compensation is $73,494.00 ($35.33/hour) and our top Account Managers averaged $112,012 ($53.85/hour)!

While we cannot guarantee that you will make these salaries, we can guarantee that you will have the opportunity to do so.

Outside of professional communication skills and the desire to succeed, you must have consistent attendance and be able to commit to our work schedule. Our hours of operation are:

Monday - Friday: 7:00 a.m. - 3:30 p.m.

Additional Perks

  • No Weekends and great work/ life balance
  • Unlimited commission potential
  • Paid Holidays and Time Off
  • Promote from within mentality
  • Full benefits package (Medical, Vision, Dental, 401(k) with a Company Match, Pet Benefits)
  • Volunteer Time & Matching Programs (8 hours of Volunteer Paid Time Annually and matching up to $2,500)
  • Tuition Assistant
  • New Family Support - Celebrate your new arrival with company paid leave, new parent flex time, and child back-up care options
  • Wellness programs (Gym Membership reimbursement)

Starting Compensation

Hourly Rate: $15.00 - $15.00 (Amount based on office location, relevant experience, skills, and competencies)

If you are wondering why you should work for us, here is something to help you decide:

  • Pay and Bonuses: Earn a competitive salary. All employees are eligible for uncapped commission or annual bonus incentives.

  • Career Progression: Grow at MCM with paid training and development programs – including our very own MCM Academy – as well as a promote-from-within philosophy.

  • Reward and Recognition: We are committed to honoring great results – ranging from informal accolades to formal company-wide awards and prizes like all-inclusive vacations.

  • Tuition Assistance: Pursue a degree or coursework related to your current role, or the role you are striving for.

  • Healthcare Insurance: Take advantage of comprehensive healthcare plans and options to ensure your continued health, plus fitness membership reimbursements, weight watchers, our wellness rewards Program and more.

  • Volunteering Opportunities: Enjoy up to eight hours of paid time off each year to volunteer. We also offer volunteer grants and matching financial donations, up to US$ 2,500 per employee annually.

  • Retirement Savings: Build a strong financial foundation and reach your goals for the future. With all the effort you invest in us, we’re proud to invest in you.

  • New Family Support: Celebrate your new arrival with company paid leave, new parent flex time, and child back-up care options.

  • Team-building: Enjoy experiences that inspire bonds with your colleagues through a wide range of company-sponsored team-building events, such as holiday celebrations and department outings.

  • Work-Life Balance: Enjoy paid and floating holidays, as well as generous paid-time-off.

Our compensation and benefits programs were created with an 'Employee-First Approach' focused on supporting, developing, and recognizing YOU.  We offer a wide array of wellness and mental health initiatives, support volunteerism, and environmental efforts, encourage employee education through leadership training, skill-building, and tuition reimbursements, and always strive to provide promotion opportunities from within.

About Us

We are more than a specialty finance company providing debt recovery solutions for consumers. We are a global team of over 4,000 employees whose daily mission is to empower consumers to begin their path towards financial recovery and build a better life for themselves and their families. We know that the only way to support this mission is by hiring exceptional people who bring a diversity of ideas, a collaborative spirit, and a passion for attaining breakthrough results.  If you are results-driven, have a passion for helping others, and thrive in an innovative environment, this might be the right place for you!

Encore Capital Group and all of its subsidiaries are proud to be an equal opportunity employer and value diversity at our company. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender perception or identity, national origin, age, marital status, protected veteran status, or disability status. We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application and/or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation at Talent@mcmcg.com.

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Our Total Rewards Package for All-Around Wellbeing

We understand the importance of the balance between work and life, between fun and professionalism, and between being a corporation and being a community. That’s why we provide compensation structures and benefit plans tailored to each of our global hubs, and then enhance them with a wide range of programs that support your personal and professional growth. It’s our way of showing you that we recognize your value, understand what’s important to you, and want to reward your contributions.

  • Holistic Wellness

    We’re focused on your wellbeing, and that means supporting you across all dimensions of wellness through company sponsored team building events, wellness challenges, lunch & learns, webinars, on-site events to foster bonds with colleagues and more!

  • Work-Life Balance

    Our total rewards package is designed to help you thrive in and out of the office. Enjoy 11 paid holidays, generous PTO, and inclusive parental leave policies that allow new parents to bond with their growing families. Our commitment to your work-life balance is at the heart of it all.

  • Healthcare

    Take advantage of comprehensive healthcare plans and options including medical, dental and vision insurance plans to ensure your continued health, plus wellness reimbursements for fitness membership, Weight Watchers, nutrition coaching, mental health and fitness apps, Employee Assistance Program (EAP), group sports, and more!

  • 401(K) Match

    Build a strong financial foundation and reach your goals for the future. With all the effort you invest in us, we’re proud to invest in you.

  • Career Path & Development

    Grow at MCM with comprehensive paid training and development programs—including our very own MCM Academy—as well as a promote-from-within philosophy.

  • Pay & Bonuses

    Earn a competitive salary. All employees are eligible for uncapped incentives or annual bonus compensation.

  • Awards & Recognition

    Enjoy the spotlight with a commitment to honoring great results—ranging from informal accolades to formal company-wide awards and prizes like our Encore Honors program where you get to choose the prize that best fits your needs!

  • Tuition Assistance

    Unlock your full potential with tuition reimbursement program aligned to your career goals. We will support your professional development ambitions.

  • Volunteerism Support

    Enjoy up to 8 hours of paid time off each year to volunteer. We also offer volunteer grants and matching financial donations, up to $2,500 per employee annually.

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Learn More About MCM

I enjoy coming to work knowing I am helping people get into financial freedom and making a difference in their lives. I love working at a place where hard work is appreciated and recognized.

Erica Dusha, Midland Credit Management Account Manager, St. Cloud

Life at MCM

A Day In the Life of an Account Manager

Get an in-depth look at what your day-to-day is going to look like once you’re an MCM Account Manager. Get a feel for what the job is once you're a part of the team and gain understanding and knowledge of what an AM really does when they come in to work in the morning.

MCM Tour

Step inside the US MCM offices and discover a vibrant community where your talent and ambition can thrive. Take an in-depth look at our organization and see what your passion, drive, and sense of community are building. See how you can make a meaningful impact in our consumers' lives, as well as your own. Watch our US Site Tour Video and see the future career that's waiting for you at MCM.

Awards & Achievements

Great Place to Work Certified 2024-2025 – USA
America's Greatest Workplaces For Diversity – 2025
Winning 'W' Company for Female Board Representation – 2020

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