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Building A
Brighter Future

When You Join Our Team, We Join Yours

Whether you're just starting out or looking for something new, we invite you to explore a career with us. MCM knows that our people drive our success, are our innovation, and shape our future. Here you will create real, meaningful change in the lives of our consumers, colleagues, and communities. At MCM, we won’t just work together; we’ll craft an extraordinary workplace together.

Principal Software Engineer

San Jose, San Jose
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Job Description

About Us

We are more than a specialty finance company providing debt recovery solutions for consumers. We are a global team of over 4,000 employees whose daily mission is to empower consumers to begin their path towards financial recovery and build a better life for themselves and their families. We know that the only way to support this mission is by hiring exceptional people who bring a diversity of ideas, a collaborative spirit, and a passion for attaining breakthrough results.  If you are results-driven, have a passion for helping others, and thrive in an innovative environment, this might be the right place for you!

Responsible for serving as a technical lead.  Provides oversight of the modification and maintenance of software applications with large, complex scope. This role acts as a mentor to junior team members.  #LI-MCM

RESPONSIBILITIES

Maintain and enhance software applications under supervision of a manager or technical lead.

Participate in other application development projects, as assigned.

Provide technical leadership and mentorship to junior team members, as required.

Perform other duties, as assigned.

MINIMUM REQUIREMENTS

EDUCATION:  Bachelor's                   FIELD OF STUDY:  Technology/Engineering or similar degree

EXPERIENCE:  7-10 years of professional experience with a minimum of 5 years of programming experience (relevant programing languages: React, JavaScript, HTML); Java, Spring Boot 4 years+; hands on experience settings up and using CI/CD (continuous integration, continuous delivery/deployment).

KNOWLEDGE, SKILLS, ABILITIES, AND OTHER ATTRIBUTES:

  • Strong understanding and advocating DevOps culture
  • Knowledge of AWS or other Cloud platforms ( EC2, lambdas, AWS Gateway, Step functions)
  • Infrastructure As a Code
  • Database knowledge (i.e. RDBMS like SQL Server, MySQL, Mongo (minimal one))
  • Understanding of Agile (Scrum) project management methodology and Test-Driven Development
  • Strong communication skills

PREFERRED QUALIFICATIONS

EDUCATION:  Bachelor's, Master's or Advanced   

FIELD OF STUDY:  Technology/Engineering or equivalent degree

EXPERIENCE:  Full stack development experience; JS based rich web UI framework – React.js, MySQL experience; event driven and microservice architecture experience; experience leading a team of developers

KNOWLEDGE, SKILLS, ABILITIES, AND OTHER ATTRIBUTES:

  • Knowledge of NOSQL

What We Offer

We understand the important balance between work and life, fun and professionalism, and corporation verse community. We strive to support your career aspirations and provide the benefits you need to live a more fulfilling life.

Our compensation and benefits programs were created with an 'Employee-First Approach' focused on supporting, developing, and recognizing YOU.  We offer a wide array of wellness and mental health initiatives, support volunteerism, and environmental efforts, encourage employee education through leadership training, skill-building, and tuition reimbursements, and always strive to provide promotion opportunities from within.

All these things are just a small way to show our employees that we recognize their value, we understand what is important to them, and we reward their contributions.

Encore Capital Group and all of its subsidiaries are proud to be an equal opportunity employer and value diversity at our company. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender perception or identity, national origin, age, marital status or disability status. Where applicable, will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application and/or interview process, as well as to perform essential job functions. Please contact us to request more details of the role at reclutamientocr@mcmcg.com.

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Success Profile

No matter the role, our most successful team members embody a winning combination of these qualities.

  • Drive for Results
  • Innovation and Agility
  • Leading and Enabling Change
  • Building Effective Partnerships
  • Developing Self and Others

Our Total Rewards Package

We understand the importance of the balance between work and life, between fun and professionalism, and between being a corporation and being a community. That’s why we provide compensation structures and benefit plans tailored to each of our global hubs, and then enhance them with a wide range of programs that support your personal and professional growth. It’s our way of showing you that we recognize your value, understand what’s important to you, and want to reward your contributions.

  • Holistic Wellness

    We’re focused on your wellbeing, and that means supporting you across all dimensions of wellness through company sponsored team building events, wellness challenges, lunch & learns, webinars, on-site events to foster bonds with colleagues, and more!

  • Work-Life Balance

    Our total rewards package is designed to help you thrive in and out of the office. Enjoy 11 paid holidays, generous PTO, and inclusive parental leave policies that allow new parents to bond with their growing families. Our commitment to your work-life balance is at the heart of it all.

  • Healthcare

    Take advantage of comprehensive healthcare plans and options to ensure your continued health, such as an on-site psychologist, INS medical insurance, and private medical insurance, which includes dental and optical coverage.

  • Perks

    Enjoy a daily meal subsidiary and on-site cafeteria, free underground parking, rest and relaxation areas, free guest internet access, game room, gym area and Workers Association.

  • Career Path & Development

    Grow at MCM with comprehensive paid training and development programs—including our very own MCM Academy—as well as a promote-from-within philosophy.

  • Pay & Bonuses

    Earn a competitive salary. All employees are eligible for uncapped incentives or annual bonus compensation.

  • Awards & Recognition

    Enjoy the spotlight with a commitment to honoring great results—ranging from informal accolades to formal company-wide awards and prizes like our Encore Honors program where you get to choose the prize that best fits your needs or even all-inclusive vacations.

  • Tuition Assistance

    Unlock your full potential with tuition reimbursement program aligned to your career goals. We will support your professional development ambitions.

  • Asociación Solidarista

    Secure your financial future and save for what matters most - contribute 5% of your pay, and we'll add an additional 3% to fuel your future plans.

Our Values In Action

Here at MCM, we are guided by a deep sense of purpose and an unwavering dedication to making a positive difference. Our doors are open to innovative and diverse perspectives, as we foster a collaborative environment where every voice is heard and celebrated. At the core of our success lies a profound commitment to our people – we invest in your growth and development, empowering you to reach your fullest potential and make a lasting impact.

The Encore Promise

The Encore Promise is our global employee value proposition, specifically created to showcase the supportive and dynamic environment our current and prospective colleagues can expect every single day. It is co-created based on our people’s feedback and is rooted in real experiences of people working at Encore.

Diversity, Equity & Inclusion

We understand that an inclusive workplace leads to better business outcomes for ourselves and the people we serve. We know that our best work happens when we embrace diversity of thought, background and lived experiences and when our unique voices are heard and celebrated. We recognize that the strength of our culture is only as strong as its ability to reflect the diversity of our people around the globe.

Improving Our Communities

Just as we look to improve the financial health and wellbeing of our consumers, we look to improve the health and wellbeing of our communities. MCM is dedicated to serving our communities through our Corporate Social Responsibility (CSR) committees, along with individual and team efforts. This culminates with our Global Volunteering Month every July where we dedicate over 1,000 hours to giving back to our communities everywhere.

You get to work with extraordinarily talented, dedicated people. It’s not the kind of place where you succeed when someone else fails. We’re a consensus-driven company that’s built on trust.

Ryan Bell, Midland Credit Management President of Midland Credit Management

Life At MCM

Step inside MCM and discover a vibrant community where your talent and ambition can thrive. This video offers an intimate look at the heart of our organization - a place where passionate individuals come together to drive innovation and make a meaningful impact. Join us and unlock a future filled with purpose and success.

Celebrating Our Achievements

Great Place to Work Certified – 2024-2025 – Costa Rica
Costa Rica Ministry of Environment & Energy - Blue Flag Ecological Certification
Together for Everyone's Wellbeing - CR's Ministry of Labor and Social Security and the National Occupational Health Council
CR Ministry of Labor and CR Occupational Health Council – Wellness Week Recognition for Promoting and Supporting Work Wellbeing

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